NAYAPAY V13 - PENDING/CRON FIX
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Fixes:
1) If the Gmail receipt is not found on the first screenshot check, the bot no longer goes silent after “verifying your payment”. It now sends a PAYMENT VERIFICATION PENDING message.
2) Cron verifier now prints useful status when run manually, including receipt_not_found / Gmail errors.
3) Automatic credit still requires the NayaPay verifier cron to run every minute.

Quick test:
- Send CHECK TOPUP in WhatsApp.
- Or run from cPanel Terminal:
  PHP_BINARY /FULL/PATH/TO/bot.shoaibsubscription.pk/cron/nayapay_verify.php
  Replace PHP_BINARY with output of: which php

Required cron (every minute):
* * * * * PHP_BINARY /FULL/PATH/TO/bot.shoaibsubscription.pk/cron/nayapay_verify.php >/dev/null 2>&1
